ECA’s agreement with you
This website contains materials which are owned by or licensed to ECA (which includes the ECA group of companies). All information, graphic representations, images and underlying software code contained on this website either belongs to ECA or ECA is licensed to use them. Copyright, rights in data and any other intellectual property rights in any material contained on this website including (without limitation) information, graphic representations, images, layouts, articles, data calculations and reports available for purchase from the online buying shop contained on this website (the “Shop”) and underlying software code on this website (all such materials hereafter referred to as the “Material”) are either vested in ECA or ECA is licensed to use such copyright, rights in data and any other intellectual property rights in the Material.
You may view, use, download and store the Material only:
- for the purpose of accessing this website; and
- for the purpose of your own personal research but not for any commercial use other than for your own business research nor in the context of any advisory service provided to or for the benefit of, any person.
We may modify, withdraw or deny access to this website at any time and, in addition to charges relating to purchases made in the Shop, we may introduce charges for use of this website or otherwise restrict access at any time.
You may not copy, redistribute, republish or otherwise make available the Material (and for the avoidance of doubt this includes data, calculations and reports available for purchase from the Shop) to third parties without the prior written consent of ECA. In the event that such consent is granted, you must not modify the Material in any way, you must make aware of these restrictions any person to whom you provide any of the Material and you must acknowledge ECA as the source of any of the Material.
You warrant that you will not upload any material onto this website which infringes the intellectual property rights of any third party, including (without limitation) copyright, trade marks and rights in confidential information.
The ECA logo and other ECA trade marks (whether registered or unregistered) displayed on this website belong to ECA. Except as permitted by law, you are not permitted to use any ECA trade mark without the prior written consent of ECA.
Accuracy of information
Where the content of this website, including (without limitation) any part of the Material, is based on information obtained from external sources (and for the avoidance of doubt this includes data, calculations and reports available for purchase from the Shop), such content and information on this website is given in good faith and is for general information and interest only. It is subject to change without notice. ECA believes such content and information to be reliable but ECA has not independently verified it. Subject to the ‘Limitation of liability’ section of these terms and conditions, ECA is not responsible for any inaccuracies in the content and information (and for the avoidance of doubt this includes data, calculations and reports available for purchase from the Shop) and, to the maximum extent permitted by law, makes no representation and gives no warranty as to its accuracy. The information given on this website (and for the avoidance of doubt this includes data, calculations and reports available for purchase from the Shop) should not be relied on and does not constitute any form of advice or recommendation. By using this website you confirm that you have not relied on any such content and information.
In particular, you should bear in mind the risks associated with disclosing information to us over an open network such as the internet or by email. By using this website you accept the inherent security risks involved in providing information to us over the internet or by email.
Contractual relationship and prices
Nothing on this website is intended to be nor should be construed as an offer to enter in to a contractual relationship, except these terms and conditions which govern the relationship between us in relation to your use of this website.
When you place an order to purchase goods or services on this website, you will be making an offer to buy those goods or services from us. It will be subject to acceptance in accordance with these terms and conditions.
When you place an order we may send you an email confirming your order with details of the goods or services to which it relates. If we do so, this is not confirmation that your order has been accepted by us. We will not accept your order at the point of your payment to either WorldPay or direct to us in settlement of an invoice. We will accept your order, and as such the contract will be formed between us, only when we have enabled you to complete the download of the material to which your order relates, dispatched the ordered goods (unless we have notified you that we do not accept your order or you have cancelled it), or delivered the services to you, as appropriate. You confirm that you have authority to enter into the contract with us on behalf of any business on whose behalf you use this website.
Subject to the following proviso, the price you pay for goods or services on this website is the price as advertised at the time that you place your order to purchase. We reserve the right to correct any pricing error relating to goods or services on this website up until the point at which the contract between us is concluded. We will give you the option to place your order again at the correct price or alternatively you may cancel your order. If we cannot contact you we will assume that your order is cancelled. You will be entitled to a full refund if this happens.
All prices displayed on this website are in pounds sterling, US dollars, Australian dollars or Euros, as applicable according to the preferred billing currency selected by you upon registration. All prices displayed in pounds sterling are exclusive of VAT (where applicable) and are exclusive of any delivery charges. ECA retains the right to charge for delivery costs in respect of goods delivered in hard copy form rather than as electronic copies obtained from this website. All goods are subject to availability.
Limitation of liability
These terms and conditions do not exclude our liability (if any) to you for:
- breach of any of your statutory rights;
- personal injury or death resulting from our negligence;
- any matter which it would be illegal for us to exclude or to attempt to exclude our liability.
Except as provided above, and to the maximum extent permitted by law, ECA will be under no liability to you whatsoever whether in contract, tort (including negligence), breach of statutory duty, restitution or otherwise for any injury, death, damage or direct, indirect or consequential loss (all three of which terms include, without limitation, pure economic loss, loss of data, loss of profits, loss of business, depletion of goodwill and like loss) howsoever caused arising out of or in connection with the use of this website or the use, accessing, downloading or relying on any information or other materials contained in this website, including, without limitation, as a result of any computer virus.
ECA does not guarantee that use of this website will be compatible with all hardware and software which may be used by visitors to the site. We do not make any warranty or representation that this website will be available all the times or at any specific time. We reserve the right to withdraw or modify this website at any time.
Links to other websites
for more details, as is referred to at the top of these terms and conditions). Use of any such other link is undertaken at your own risk and liability. Any link is not intended to be, nor should it be construed as, an endorsement of any kind by ECA of that other website.
You may only insert links to this website from your own website with the prior written permission of ECA if you comply with the following guidelines:
- links must be to the homepage of this website;
- you may not create a frame or any other border around this website;
- the site from which you wish to link must comply with all relevant laws and regulations and must not contain content which may be considered to be distasteful or offensive; and
- you must not imply that ECA endorses or is associated with any other website, product or service.
If any provision in these terms and conditions is determined by any court, or competent administrative body to be unenforceable for any reason, that unenforceability shall not affect the rest of these terms and conditions.
as is referred to at the top of these terms and conditions.
Governing law and jurisdiction
These Terms and Conditions shall be governed and interpreted in accordance with the laws of England and Wales. The English and Welsh courts will have the non-exclusive jurisdiction to settle any disputes which may arise out of or in connection with these terms and conditions or use of the website.
Revisions to the terms and conditions
ECA may at any time, and without notice, revise these Terms and Conditions by updating this posting. You are bound by such revisions and should therefore periodically visit this page to review the current Terms and Conditions. If you do not wish to accept the changes please do not use this website. If you have any questions or concerns about any such revisions, please email us at firstname.lastname@example.org
before using this website.
Right of cancellation - Refund policy
If you are purchasing on behalf of yourself rather than on behalf of a business, you may cancel your order for any item purchased on this website (except goods made to your specification, goods personalised for you or any other goods which cannot be returned to us because of their nature). If you do this in accordance with the below, you would receive a full refund.
To cancel your order, please mail us at email@example.com
within seven working days (unless the services have begun before that date) of the purchase date or of receipt of the goods (whichever is the longer). Should you have any questions about your right of cancellation, please mail us at firstname.lastname@example.org